People take out insurance policies to protect themselves from the financial consequences of a loss.
In Denmark, you can find a range of insurance companies offering different terms, prices and coverage. It is advisable to contact some of them and compare their offers before deciding on one.
In Denmark, some insurances are compulsory:
Third-party liability insurance if you own a car, motorcycle, scooter or moped
Comprehensive motor insurance if you have taken a loan to finance the purchase of a motor vehicle
Third party insurance if you own a dog
Third party insurance if you own a horse
Fire insurance for buildings if you are a homeowner with a loan secured against your house
However, there are also other important types of insurances which, even though it is not compulsory, can secure yourself and your belongings and save you a lot of money in case of an unfortunate occurrence. These are:
Home contents insurance
Personal accident insurance
Personal liability insurance
Life and pension insurance
Health or medical insurance
Unemployment insurance (requires that you are a member of an unemployment insurance fund)
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